Zaver – Flexible Financing Without Hassle

Zaver offers one of the most modern, transparent, and customer-friendly financing solutions available in the Nordics.

It allows you to split your purchase into monthly payments — without complicated loan applications or waiting for approval.

Why choose Zaver?

  • Instant approval. No paperwork, no phone calls — the credit check happens in seconds at checkout.
  • Full flexibility. Choose your payment plan: 3, 6, 12, 24 or up to 36 months.
  • No hidden fees. You always see the exact monthly cost and total amount before confirming.
  • Smart control via the Zaver app. Track payments, adjust schedules, and manage everything in one place.
  • IKUISTA offers flexible financing through Zaver, allowing you to spread your payment over up to 36 months – interest-free on most purchases under €10,000.
  • For private and business customers.

Who is Zaver for?

Zaver is ideal when you want to invest in a high-quality bike or accessory but prefer to spread the cost over time — without committing to expensive consumer credit or high interest rates.

You get your new bike now and pay at your own pace.

How it works

  1. Choose Zaver – Pay later or in installments at checkout.
  2. Identify yourself securely via online banking.
  3. Select your preferred payment plan.
  4. Receive instant confirmation — Zaver handles the rest.

Everything is handled digitally, securely, and transparently.

Learn more: www.zaver.com

Card & Bank Payments

You can pay safely and instantly using all major payment methods:

  • Visa
  • Mastercard
  • American Express
  • Apple Pay
  • Google Pay
  • Online bank transfers (Finland & EU)

All payments are encrypted and processed through secure gateways that comply with the latest EU PSD2 payment security standards.

Your payment details are never stored on our servers.

Klarna – Shop Now, Pay Later

Klarna is Europe’s most popular and trusted “buy now, pay later” service.

It gives you the freedom to shop with confidence — receive your order first, and pay only when you’re satisfied.

Why use Klarna?

  • Try before you pay. Get your order, check that everything fits, and pay within 30 days.
  • Full control in one app. The Klarna app lets you view all purchases, invoices, and due dates instantly.
  • Multiple payment options. Pay later, pay over time, or pay immediately — all through Klarna.
  • Strong buyer protection. If you return a product, the invoice is automatically paused — no need to pay before the issue is resolved.
  • Safe and responsible credit. Klarna uses bank-level security and performs responsible credit checks for installment plans.

Klarna payment options

  • Pay in 30 days – perfect if you want to receive and test your product first.
  • Pay in installments – spread the cost across 3–36 months.
  • Pay now – fast and simple payment directly from your card or bank.

How it works

  1. Select Klarna as your payment method at checkout.
  2. Choose between Pay now, Pay later, or Pay in installments.
  3. Confirm your order and follow your payments in the Klarna app.

Learn more: www.klarna.com

Zaver Financing Price List

Interest rate, setup fee and monthly handling fee depend on the purchase amount and repayment period. Final terms are always shown at checkout before approval.

Swipe sideways to see all repayment periods.
Amount Up to 12 mo. 13–24 mo. 25–36 mo.

Note: Financing is provided by Zaver. Eligibility is subject to approval. Currency conversion is indicative. Final terms are shown at checkout before approval.